The following terms and conditions ("the Terms") govern your use of the Lifetime Wealth Planning and Management, LLC ("Lifetime Wealth") website (the "Website"). If you do not agree with these Terms, please do not use or visit the Website. By accessing the Website, you signify your acceptance of the Terms.
1. Important Disclosure InformationLifetime Wealth is an investment adviser located in Alexandria, Virginia, that is registered with the SEC. Lifetime Wealth may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Lifetime Wealth's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Lifetime Wealth's web site on the Internet should not be construed by any consumer and/or prospective client as Lifetime Wealth's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Lifetime Wealth with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of Lifetime Wealth's current written disclosure statement discussing Lifetime Wealth's business operations, services, and fees is available from Lifetime Wealth upon written request.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Lifetime Wealth), will be profitable or equal any historical performance level(s).
Certain portions of Lifetime Wealth's web site (e.g., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Lifetime Wealth's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Lifetime Wealth, or from any other investment professional. Lifetime Wealth is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Lifetime Wealth is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Lifetime Wealth by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
2. General Use RestrictionsAll information, documents and services (the "Materials") provided on this Website are provided by or to Lifetime Wealth by their respective authors, developers and vendors (the "Third Party Providers"). Except as stated herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior express written permission of Lifetime Wealth or the Third Party Provider. No part of the Website, including logos, graphics, sounds or images, may be reproduced or retransmitted in any way, or by any means, without the prior express written permission of Lifetime Wealth.
Nothing on this Website shall be construed as conferring any license under any of Lifetime Wealth's or any Third Party Provider's intellectual property rights, whether by estoppel, implication, or otherwise. You acknowledge sole responsibility for obtaining any such license.
Except as expressly granted to you on the Website or to you specifically in writing, Lifetime Wealth and the Third Party Providers do not grant any express or implied right to you under any patents, copyrights, trademarks or trade secret information.
Any unauthorized use of any materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
3. Links to Third Party SitesThis Website may be linked to other websites which are not under the control of and are not maintained by Lifetime Wealth. Lifetime Wealth makes no representation whatsoever about any other website which you may access through this one. When you access a non-Lifetime Wealth website, please understand that it is independent from Lifetime Wealth and that Lifetime Wealth has no control over the content of that website. In addition, a link to a non-Lifetime Wealth website does not mean that Lifetime Wealth endorses or accepts any responsibility for the content, or use, of such website. It is up to you to take precautions to ensure whatever you select for your use is free of such items as viruses, worms, or other items of destructive nature.
Lifetime Wealth does not make any representation or warranty as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Lifetime Wealth's web site or incorporated herein, and takes no responsibility for any such information. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
4. Disclaimers and Limitation of LiabilityTHE MATERIALS ACCESSIBLE FROM THIS WEBSITE, BY THIRD PARTY LINKS OR OTHERWISE, AND THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS". LIFETIME WEALTH EXPRESSLY DISCLAIMS ANY IMPLIED OR EXPRESS WARRANTIES OR CONDITIONS OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RELATING TO SUCH MATERIAL. IN NO EVENT, SHALL LIFETIME WEALTH BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR USE OF THE WEBSITE OR ANY LINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA OR DAMAGES RESULTING FROM USE OR RELIANCE ON THE INFORMATION PRESENTED (EVEN IF YOU ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES).
You agree, as a condition precedent to accessing Lifetime Wealth's web site, to release and hold harmless Lifetime Wealth, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of your actions and/or omissions which are independent of your receipt of personalized individual advice from Lifetime Wealth.
5. Local Laws and Export ControlLifetime Wealth controls and operates the Website from the United States of America and makes no representation that the Materials are appropriate or available for use in other locations. If you use this Website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries.
6. GeneralThis Website could include inaccuracies or typographical errors. Lifetime Wealth and the Third Party Providers may make improvements and/or changes in the Materials at any time without notice. Changes are periodically made to the Website.
Any action related to these Terms will be governed by Virginia law and controlling United States federal law.