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Why DFA Over Stocks?

By Carolyn Walder

Buying individual stocks can be a thrill, especially if you are lucky and hit the jackpot with an Apple or a Google. However, it can also be gut-wrenching to watch the stock price shoot up and down. Furthermore, growth stocks generally do not provide a consistent means of drawing income (although high dividend stocks are less volatile and provide more income than most tech stocks). So you must be clear to yourself on why you bought a particular stock, i.e., what goal are you trying to meet by owning the stock in the first place!

Spring Clean Your Finances

By Liz Moult

Although it may not yet feel like it, spring is finally here! I came across this article, "Freshen Up Your Finances with a Thorough Spring Cleaning," by CFP Board’s Consumer Advocate, Eleanor Blayney. (You may recognize her name from financial planning articles, as she  is an expert in the field of comprehensive financial planning and LWPM colleague.) In this article, Eleanor shares ten things everyone can do to “clean up” their finances.

Do You Want ''The Answer''?

By Amy Thompson
The Investment Answer, by Daniel C. Goldie and Gordon S. Murray, is a short (just 96 pages!), easy-to-read and easy-to-understand book that offers guidance for investors at all levels, from beginner to experienced. This book, which is in line with Lifetime Wealth’s investment philosophy and process, condenses the essentials of the investment process into five decisions to steer you to safe and sound practices for managing your money.

My ''Knockout'' Experience at the 2014 TD Ameritrade Conference

By Liz Moult

Last week, the LWPM ladies traveled to Orlando, FL, for the annual TD Ameritrade Conference. It was my first time attending the event, and I was blown away! The discussions focused on developments in technology, updates on the U.S. and global economy, fraud prevention, practice management, etc. We had the privilege of hearing from some of the industry's most prominent thought leaders including Mitt Romney (former Massachusetts governor and presidential candidate), Simon Sinek (renowned leadership expert and author), George F. Will (Pulitzer Prize-winning journalist), to name a

Don't Miss the RMD Deadline!

By Diana Batchelor

The end of the year is approaching, and with that are many deadlines that need to be met for tax purposes. One of those deadlines is for those with Individual Retirement Accounts (IRAs) or participate in a qualified plan is to make an RMD, Required Minimum Distributions, by December 31st.  The RMD that Traditional, SEP, and Simple IRA owners and qualified plan participants must generally begin withdrawing is the minimum amount that a

Six Things You Should Know About ''The Vault''

By Liz Moult

The Vault is the most secure, reliable way to send and receive information—right from the LWPM website!

1.  You can use The Vault to store any important files, not just financial documents.  Birth certificates, passports, key personal documents—you name it!  Our globetrotting clients really take advantage of this feature while they travel.

Flood Insurance ... Not Like Your Ordinary Homeowner's Insurance

By Lifetime Wealth Planning and Management staff

Due to the recent events revolving around Hurricane Sandy, you may have some interest in purchasing flood insurance. As you may already know, regular homeowner’s insurance does not cover floods; a separate policy must be purchased for this type of coverage. For most homes, flood insurance is provided by FEMA’s National Flood Insurance Program (NFIP), which is a government-subsidized entity created to help individuals in participating communities purchase affordable flood insurance from the government. The location of one’s home will determine the price and type of coverage that is

The Basics of ''Basis''

By Lifetime Wealth Planning and Management staff

In financial conversations, advisors often use the terms “basis” and “cost basis.” These interchangeable terms are confusing to many people. Though it can be difficult to track and understand these figures, the essence of cost basis is not exceptionally complicated. Cost basis usually refers to the money you invest or your original position, in an investment. For example, if you purchase a share of stock for $10, that is your initial basis (or cost basis) in

Another Birthday?

By Carolyn Walder

As I celebrate another birthday, I am reminded that birthday milestones occur for a range of ages, such as 18 for registering to vote and 62 for applying for early social security benefits. (I am somewhere between the two!) There are many key birthdays for investors, and reaching certain milestones presents special tax and investment questions for investors to consider.


By Carolyn Walder and Diana Batchelor

Welcome to Lifetime Wealth’s new website! We hope you enjoy the new look and additional information provided for our clients and prospects. Be sure to go to the Client Vault (under the Client Center tab) to access your financial information. If you have any trouble accessing your information, please contact

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