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Mental Health and Financial Awareness

by Donna Reid Washington, MHS, LPC, AbD

“The most important investment you can make is in yourself.”  —Warren Buffett

As we approach the holiday season and the end of the year, keep your financial and mental health in mind. Though easier said than done, try to minimize stress where you can.

Powers of Attorney and Other Representative Documents

by Carolyn Walder

As many of our clients know, we have been harping on the importance of estate planning and the need for more than just a Will. However, did you know that a properly prepared and executed estate plan may not be enough? Consider your Power of Attorney: even though you (the Principal) may have a Power of Attorney (POA) drafted to enable another person (your attorney-in-fact or AIF) to take care of your financial affairs when you are unable to, certain government agencies and financial institutions insist on more to enable the AIF to execute his or her duties! This blog discusses those situations and gives you the tools to enable you to be completely prepared!

Health Checkup for Social Security

by Carolyn Walder

Budgets 101

by Tonya Mason Branch

Budget: an estimate of income and expenditure for a set period of time.

My daughter is in her fourth year of college. Throughout her high school and college years, she has excelled in math, breezing through algebra, geometry, trigonometry, and calculus. But the one course that she has not taken is consumer math. A consumer math course applies basic math skills to real life situations, like shopping, calculating taxes, estimating monthly budget, calculating an interest rate for a loan, etc. It is all about teaching young adults how to responsibly spend and save, preparing them to make better financial decisions.

REAL ID Compliance Is Coming Soon!

by Amy Thompson

REAL ID is a joint effort by the federal government and U.S. states to improve the trustworthiness and accuracy of state-issued identification documents. Beginning October 1, 2020, the federal government will require you to present a REAL ID compliant ID for domestic air travel or to access secure federal facilities or military bases. So, even though your current driver’s license may currently be sufficient for you to use domestic air travel and access to federal facilities and military bases, it may not be acceptable in October 2020. If you have another Transportation Security Administration (TSA)-accepted ID, such as an unexpired passport or valid Department of Defense ID, you do not have to get a REAL ID driver’s license for domestic travel. (For a complete list of acceptable IDs for domestic air travel or to enter federal facilities or military bases, go to

Proper Asset Allocation Is Key to Maximizing Portfolios

by Carolyn Walder

What if we were to tell you that managing your portfolio a specific way could earn you more money over the long term without any more risk?  Would you be interested?

Health Checkup

By Diana J. Batchelor

Health Is Wealth

by Bonnie A. Sewell, CFP®, CDFA™, AIF®

The 2018 Market Drop: Not a Repeat of 2008

by Carolyn Walder

We at Lifetime Wealth Planning and Management are wishing you all the happiness and joy this holiday season and into the New Year! However, you may not be feeling so joyous over the performance of the markets and might be wondering, “What the heck is going on?”

Medicare Open Enrollment Season is NOW!

by Diana J. Batchelor

The annual Medicare Open Enrollment period for 2019 coverage has started (beginning on October 15) and continues until December 7, 2018. 

During the annual enrollment period (AEP) you can change various aspects of your coverage, including the following:

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